To,

John Mayo

Assistant Manager

Collections Department

Max Well Collection Agency

12 Tango Charlie Road

Miami, Los Angeles 8976

Dated: 10^th of February 2012

Subject: Dispute of collection action

Dear Mr. Mayo,

This is in regards to the legal notice sent by your organization to me on 4^th of February 2012 for defaulting in making payment for my home loan since last three months. I would like to inform you that I do agree to the details mentioned by you in the legal statement.

It is mentioned that I owe $200000 and I also see that I have been charged five percent late fee charges on the outstanding amount. I would like to inform you that I had paid my installment amount last month and there was default for two months and not three months.

I would request you to cancel the legal notification as it is incorrect or else I will have to take legal action against your agency.

Regards,

Tom Moody.