The essence of writing a hardship letter is truth and perseverance. Here is a sample of a hardship letter that can guide you with your financial hardships.
August 24, 2007
Name: Lois Glenn
Address: 34 Worse Ave., Houston, TX
Mortgage Company: EES Mortgage Company
Contact no.: 123-4567
To Whom It May Concern:
I am writing to explain for my delinquency in paying my mortgages for the month of June and July. I have not kept up with my financial obligations with your company because my father died two months ago. His death has caused depression to my mother and I have no choice but to stop working and care for her.
Fortunately, my mother is currently undergoing therapy and I can now resume work. I will send my payment for the two months that I owe next week. Once again, I am sorry for the delay and Godspeed.