With a hardship letter, you could possibly make your way out through a financial crisis. Here is an example of a loan hardship letter.
August 24, 2009
Name: Wendy Rue
Address: 56 York Avenue, Columbus, OH
Contact no: 123-4567
Mortgage Company: YLS Mortgages
Loan no.: 88888-009
To Whom It May Concern:
I apologize for not being able to settle the payments due for my loan this month. I have been caught in the middle of a financial crisis caused by ill health and high medical bills. I have been diagnosed with breast cancer two months ago and since then my hospital bills have been piling up.
I appreciate if you could help me on a workout plan for my loan so that I can keep up effectively with my other financial obligations. I have attached a medical certificate and a proof of billing from the hospital to prove my claims.