Hardship letters are useful documents especially for those who need to explain due payments or loans to mortgages companies or banks. Below is sample of a hardship letter for bank charges.
August 23, 2009
Name: Agnes Beans
Address: 45 Waldorf Avenue, New York, NY
Contact no: (035) 555-4567
Loan no: 34567-8999
I hereby apologize for not paying my overdue charges for my current loan. I was unable to pay the charges because I was so busy keeping up with my medical bills for the past two months. My health has also kept me from working for over a month which means that my income was cut short.
Since I am already doing well, I can already resume work. I believe that I can pay my overdue charges to your bank at the end of this month.
I, Agnes Beans, state that the information provided above is true and correct to the best of my knowledge.