To

­­­­­­­­­­­­­­­­­­­­­___________________ [here write the name of the recipient]

___________________ [write the profile of the recipient]

___________________ Name [write the name of the respective firm]

___________________ [write the address of the recipient]

___________________ [write the date of sending the letter]

Subject: ___________________ [write down an appropriate subject for the letter]

Respected Sir/ Ma’am

This letter is in regards to the outstanding payment on your credit card account ________________ [number of the credit card] held by you in our bank. There has been default in your payment consecutively for three months.

Due to three consecutive defaults in payment your credit card account has been transferred to the collections department. We would request you to make the make the payment immediately or else your account will be reported to the credit reporting agency.

Please look into the matter as soon as possible.

Regards,

­­­­­­­­­­­­____________ [name of the sender]

____________ [designation of the sender]

____________ [name of the sender organization]

____________ [office address of the organization]