I am writing this letter to explain you about the hardship affidavit situation that I am facing. The reason for this hardship has been caused due to my divorce and the mortgage loan that we had taken together.
When we were married we had taken a mortgage loan for which both my wife and I were borrowers. After divorce, the house came under my custody and so now I have to make my installment payment on behalf of both. It is becoming really unaffordable for me as I have to pay the complete interest amount and also the Government taxes.
I hope you understand the kind of hardship I am in. It would be great if you could help me to convince the bank to go for a loan modification.
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