With a hardship letter, you could possibly make your way out through a financial crisis. Here is an example of a loan hardship letter.

August 24, 2009

Name: Wendy Rue

Address: 56 York Avenue, Columbus, OH

Contact no: 123-4567

Mortgage Company: YLS Mortgages

Loan no.: 88888-009

To Whom It May Concern:

I apologize for not being able to settle the payments due for my loan this month. I have been caught in the middle of a financial crisis caused by ill health and high medical bills. I have been diagnosed with breast cancer two months ago and since then my hospital bills have been piling up.

I appreciate if you could help me on a workout plan for my loan so that I can keep up effectively with my other financial obligations. I have attached a medical certificate and a proof of billing from the hospital to prove my claims.

Respectfully,

Wendy Rue

8/24/09

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